I don’t blame people either, investing hundreds of dollars into an individual plant is a risk to take. You’re paying for selection of an exceptional pheno but if anything goes wrong you’re out a lot of money.
Some of the cuts can be crazy expensive too, someone I know was at NYC genetraders and I think JJ’s sour D was >$500.
And if you have a reputable local service it blows all that out of the water, all-star clones is local over here and they were carrying the ghost and SFV cuts along with a bunch of other things; they run $12/each for production clones and $15/each for “headstash” clones (which I assume just means they don’t cut full trays of them, the production clones they cut like 200 at a time).