Building a PC will save you money and it’s actually not a tremendously difficult thing to do.
https://www.logicalincrements.com/ is a good place to start for suggestions on parts with example builds at a bunch of different budget levels.
PCPartPicker.com is the bible here, it’s great for comparing prices from a bunch of different places, it lets you know whether that price depends on a rebate, and it’ll tell you if all the parts actually work together. An added bonus is that if you later decide to upgrade you will already know where the parts go, and you’ll be able to switch out individual pieces rather than redoing the whole rig.