I could see that. I worked in a 1.2M sq/ft office building that had 2 - 730 ton (Trane) heat reclaim and 1 730 ton (straight) liquid chillers in the early 80’s. With 2 machines running we rarely topped 70% load. Of course that’s ancient history (30+ years ago), and back before every desk had a pc sitting on it.
I’m not convinced that all of the fancy bells and whistles available with modern systems are worth the investment in a residential environment. They look great on paper, but is your home any more comfortable?