I didn’t start building my credit until a couple years ago. Never bothered.
2 Likes
My shits like a roller coaster 
2 Likes
Just make regular payments lol
I know that’s easier said than done sometimes.
2 Likes
Oh nothing me just making regular payments then BOOM! life hits…my Lexus is gone! I go get another car BOOM now that bitch is on fire on the side of 85. I go get a Honda the mf got transmission issues. Go get a ford explorer the mf has a blown head gasket. So much for my regular payments 
car won’t even get me out the county to get a decent job
2 Likes
All of that happened in one year lmao
2 Likes
Cars fuckin suck
1 Like
Not my Lexus. Alexia was the shit 
1 Like
That’s ass. Y’all got some asshole people selling garbage over there
1 Like
Yea really. But I always knew you get what you pay for. That’s how I ended up with the Lexus I saved up and got it cash then this fucking girl crashed it
1 Like
Been having a string of bad luck since I met her let
my mom tell it it’s her fault
2 Likes
I don’t wanna say it seems that way, but it do seem that way 
1 Like
I’m working on my escape I want my old luck back
1 Like
I’d like a little luck please 
1 Like
Let’s trade
1 Like
Thats my fault for not specifying good luck
1 Like
we make our own luck I was just over indulged in ignorance should’ve been focused on shit that matters. You could take my luck and flip it for sure
1 Like
I’m just paying for my mistakes now. I wish somebody else would foot the bill though
1 Like
You’ve got this bro! 
3 Likes
Appreciate it. I know this shit is just a test. Now I know make better choices with money and credit. And even if I don’t get it quite right I got the knowledge to pass to the kids…lord knows I blew through 2 years salary in 2020 that was fucking stupid
2 Likes
I’ve been living off the CC for the past too long lol. Make enough cash doing odd jobs to keep it paid. I’ll hopefully have it fully paid off in January.
2 Likes