That’s a heck of a specialty! She’ll require a seaside clinic.
Charley Chicken
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Keeping a balance on every card at the end of the month increases your credit score because the credit card companies make money. Paying off completely every month “robs” the credit card companies of “their interest”.
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Carrying a balance doesn’t help your credit score.
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Maybe in Malibu
My credit score is 820, it has been above 800 for over 20 years …
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And all 3 can be combined for a real event in one’s life
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oh but it does. to increase your credit, pay the bill as soon as you get it but leave about 30% of your available credit on the card/loan/whatever. and if you have 24k in student loans that have been forgiven but not paid off yet because it takes up to three years your credit is screwed until they come off. ask me how i learned all of this.
We have this scam going against a big food monopoly up here. They are also a bank so we have one of their credit cards to get points for free groceries.
So what we do is we use their card at other places, pay it off so they don’t make any interest and we get free groceries at their expense.
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