Chat room (let's chat!) 💬 (Part 1)

I am at 24 years with mine…

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The deafness explains the sandals too. If you can’t hear the laughter there’s no incentive to change it :stuck_out_tongue:

And just as a disclaimer I meant that light hearted in case it came off more mean than I intended! :laughing:

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Well, so far, they claim it’s worth 260 thousand :flushed: (not bad for 17 grand and some pallet wood)
It’s a lifestyle, believe me…lmao
Somehow, on 45 grand a year and no savings, I became a 1%er…and I am loving it. :rofl: (Having a paid for home makes one so incredibly wealthy, it’s still hard to phathom.)

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Come on, you know I’m pretty damn easy going, and well humored :rofl::joy:

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Oh the disclaimer wasn’t just for your benefit! :laughing:

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Hell, I am the first one to poke fun at not only my shortcomings and failings, but others. And anymore, I get an even bigger kick when they really seem to get pissed off over some humor. That in itself anymore is where it’s at :rofl::joy:
I mean, who raised these people?!?!

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The time out and participation trophy parents raised them. I don’t want to live in a a world where you can’t bust balls!

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Thank god you live in joisey then. Seems like the joisey guys are some of the bigger ball busters here, eh?

Participation trophies are for losers, quite literally… And those kids never learn the excitement of working hard for something and winning it themselves. I remember my first, first place finish at a XC race in Little Egg Harbor, I worked my ass off for that win, and it felt GOOD, no, it felt F#$king FANTASTIC… No way in hell a participation trophy makes you feel as good as earning your own win… And I was like 33 when I did that!

I really fear a society where participation trophies, common core math and helicopter parents are the norm…

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That’s a fact my friend, so many today can never fathom and most likely never will see because it’s somehow been instilled in today’s society to assume incredible amounts of debt. Keep piling them on until you pass away with an insane amount of debt and leave it to the next generation. Like how the f&$! Does that make sense. The insurmountable amounts of debt some 30 yo carry these days is absolutely insane! Between student loans, mortgage, car loan the average person can be in 500,000$ easily and it only compounds drastically, It’s mind boggling. I have a son who is just entering adulthood and some of his friends are already carrying an insanely heavy burden. Not to mention their first cars nowadays are land rovers, bmw, Mercedes . Come on, my first wheels were a ford tempo. And that thing should never have passed a damn safety, was a death trap, stopped one day and the front wheel kept right on going ffs🤦🏻‍♂️

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And a morning pic :joy:

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I love it when someone driving a new or newer civic, Camry etc, looks at me and says how loaded I am, because I drive. 700rwhp 2010 Camaro daily…you know, an 11 year old car? :thinking:. (That I bought blown up and built, so it was cheap and paid for.)

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I used to race BMX in LEH when I was a kid and yup. A trophy for being present is a head scratcher. I heard somewhere in CA that you aren’t allowed to cheer for your kid at little league games. Encouraging them might make another kid feel less encouraged so it’s not allowed. Are you kidding me?!

I am very thankful to be from the ball busting capital of the world, and well equipped!

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No, they expect it to vanish… And with no savings, or very little, anything they DO have will go towards paying that down before any inheritance goes out.

I own my house, partially inherited, but still had to pay it off (the same amount my parents paid for it 30 years earlier, damn those 80’s high interest rates). Still took savings and 401k to pay it off… There ARE drawbacks, I get less tax breaks (no interest on a mortgage), and some programs aren’t applicable to me as an owner vs mortgager. But generally, those are minimal… My taxes here though are as much as some peoples rent elsewhere, so that still bleeds you dry. Many of my friends are still paying off ridiculous school loans, new car loans and trying to get mortgages, meanwhile my truck is 13, I own my house, and cause I went to state college, its been paid off a long time ago.

Debt is chains… money is power… anybody who says otherwise is in fantasyland…

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Haha, yes we worked for our toys. Something so few understand anymore. That was the reason I started growing WAY BACK, second income. But that quickly grew into an obsession and I only sold for 6-7 years before tiring of people’s obsession and daily piss off’s not to mention FRONTS, everyone wants to live on fronts and paycheck to paycheck and hold an insurmountable amount of debt, it just makes no sense, gotta be in the curriculum or something now

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Exactly my friend, very wise words

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Dude, you appreciate the shit you work for. You’ll take care of that ATV / motorcycle more if you worked the last two years to buy it, if mommy and daddy buy you everything, you just dont give a shit sad to say. I have seen it so many times… Made me appreciate my own toys that much more because they WERE mine…

Fronts? I never sold. But I never asked my guy(s) in 25 years to front me. I’d leave cash in their cars / shed / grill, and pickup later. Can’t expect my friends to front me $200. Hell no, not even for 12 hrs… Thats just personal pride. If I aint got the cash, bills before playtime. I guess we were brought up in a different time, with different ideals really…

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4 years ago I was buried…and losing my car because I was trying to pay property taxes (2 acres, 1976 Holly park single wide…almost 6 grand a year)
Fast forward to today…by simply moving my family to a different state. And it’s is all paid for.

10 acres and a 5000 foot home. (35 in it) 965 a year taxes. Paid 17, they claim now worth 260.
2006 F250 king ranch turbo diesel 900 blown up. Current value 18 grand. (Maybe low)
2010 700rwhp ss 6spd Camaro. Bought at 3500 blown up. Have right at 8 grand in it. Value 20 grand (conservative)
2002 Camaro SS 4,000 miles. 7 grand in it. Value? Ah… 25-35 grand?
Those are just the big assets, so to speak. But it proves, making the right decisions can go along way…fast. BUT, if you lack skills, well I guess you are just fucked :thinking: And that’s not on me. :joy:
Oh, and my airplane!!! Hahaha that’s a biggie :+1:

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Never been handed a penny nor a single thing my whole entire life. Spent many many moons struggling. I only hope I’ve instilled the right morals and teachings to my boys and some of their friends over the years. I coached hockey for 9 years and the insight I gained into some of these kids lives is crazy. They would tell me everything, literally everything. Abusive parents, parents making kids work at 13-14yo for nothing, parents who stole their kids savings. All I know is on top of whatever they are being taught there are some horrible parents out there too. Coaching was the single most rewarding thing I’ve ever done in my life. I stopped 6-7 years ago and still miss it and still hear young men holler “hey coach” when I’m out and about periodically. Instantly warms my heart

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Skills absolutely help, but they aren’t being taught today. Common core math says 2+2 CAN equal 5 if you can explain WHY… WTF is that? 2+2 will NEVER equal 5, I dont give a damn how you explain it (can you imagine them at a cash register?). I fix so much stuff for me / friends, and sadly it IS moving towards a disposable world with things being harder to fix instead of replacing them. Still, having mechanical sense, some building / engineering skills, ability to use tools, ability to learn and adapt, those skills go a LONG way. I learned how to fix my own Honda 50 because I fried the stator once. Part was $25, labor was $200. I bought the clymer repair manual and never brought it in again. Definitely props to my dad for instilling that mechanical ability in me…

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It’s the only way. We live so far beyond what are income says we should, because I fix everything from dumpsters. Always amazed what I find, when I go to multimillion dollar neighborhoods, find who is remodeling and ask to take there stuff…they jump for joy :rofl: And honestly, 90% of it works :joy:

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