Your right. It’s that push past the burn out that shows who really wants it.
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I didn’t pick up my degree (the paper copy) for 6 years. I was so done.
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If it was me I’d be more towards CDL, electrician, HVAC type schoolin than a general tech/office type thing.
The pipeline has been dumpin those candidates into the market and we need less and less of them all the time. Between automation and offshorin the trends are expected to continue.
You aren’t too late age wise overall, but you’re maybe too late to spend time and money on the wrong thing.
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If you choose to not get loans I hope you have a good bankroll. My schooling online was costing me $1000 a week. They sure aren’t going to tell you about all the added expenses so research well.
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Go for it ! Never too late, I am going back to Uni now @ 26 - longer you wait more regrets you gonna have!
I especially hated when I had to by the latest edition of the profs textbook so I couldn’t get it used. Talk about double dipping.
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Also going a little later in life can be a good thing. You’re likely to take it more seriously than just being some punk kid in school.
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You’re not dead yet, so it’s not too late. That said, if you’re looking at schooling as an investment, it’s one with a rising price and a declining return. It’s not called a student debt crisis because everyone’s so happy about it. 
Some of the most profitable schools in the short-term (10 years or so after enrollment) are public schools, and most of them are focused on a trade. It takes 20+ years for private schools to even start getting to the top of the list, and 40 years before a 4-year degree at a private school really pays off, on average. Starting 10 years later, unless you’re planning on working well past retirement age you might want to look at shorter-term ROI programs. Nursing school, for example, has a 10-year ROI of approximately $400k. This might be helpful, though the numbers are based on the past 40 years rather than the next 40 - as with any investment, past performance is no guarantee of future performance.
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Start with a guidance counselor at your local community college as they can help a lot getting you a good start and helping you find something that is suitable for specifically you and your needs. 
My grandma went back to school at 52 and got her Bachelors.
You got this. It’s NEVER too late 
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What do you want to do? I was not a big fan of school but love to learn, I ended up finding something I liked and then focused on getting better and better at it. I now work as a consultant in a specific space. I’m not going to go into what I do specifically publicly but there are other paths, it just really depends on what you want to do. Feel free to pm if youd like to discuss specifics and the path I took.
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At 32 I got an English teaching certificate. I could go anywhere in the world and use it. I haven’t. And I’m not going to. But at the time the thought was options.
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There are good investment and bad investment. Education on the education is key. I looked at job market, what I liked and what I was ok with doing for a while.
A lot of “lost time, money, or education” is going in without a plan. No passion for what they are doing. Or that thought that they are in pursuit of that magical feild that where they get paid to do something remedial or easy. If it were easy, everyone would do it.
I think opportunity cost is something to be weighed in on. Can I get here without it or would it accelerate me in any way.
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I would recommend something revelant to “Today’s World” and appicable to the Future. Considering you’re still relatively young, forget about ANY subject tha can be replaced by either Automation or A.I… Remember, Computers replaced both Dictionaries AND Encylopedias. Check with @DougDawson for suggestions, he’ll impart valuable wisdom and guidance. Plus, his Consultaton Fees can’t be beat!! Seriously, you’re never too old to learn/acquire marketable knowledge. As we age, we need to continuously find a sense of purpose. Otherwise, we tend to “wait on that Guy with the Sickle”. Go for it, you can do it once decided as to the Direction. When you make your NEXT Million, PM me. SS/BW…mister
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That’s why it’s very important to learn to use those tools to make you more effective.
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Consider your options, like learning a trade and joining a union, but I say go for it.
Just remember, sometimes you have to sacrifice the life you have for the life you want, but if you’re looking for something better, it’s always worth it
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At 30 I had the same issue.
I went back to school and got my associates degree in Harley Davidson
Had my own shop for a bunch of years. And now all my education sits in my head and on shelves.
There is no time to stop learning. But nowadays to go back to school has to provide a window or door on the other end
A lot was sacrificed in my life to learn what I did. I have two carpentry certificates and a PHD in Harley
So nothing can stop you from getting smarter or learning more
I just feel whatever your intentions.
May they be the most positive and productive choices you can make
I feel all of my education. Has led me to Growing some of the best herb. And now learning to grow seed.
So learning is all in what you open your parachute for. ( oh. I meant the brain)
Live your life and grow from every experience. Life is way to short to stop thinking what’s next
@SubzeroIceKold
Life is like a box of chocolates
And man was I stoned and hungry.
No more chocolate
Live to how you wish to live.
Happy and healthy. And very stoned. With a life you love. Sounds like a score to me
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Look into non traditional student programs! There’s a ton of help out there both advice and assistance and even money for people going back to college or going to college for the first time who are past their early 20s, because this is really common! I am nearing forty soon and don’t have a high school diploma, GED, or college degree. I’ve been looking into programs some and especially for trades related degrees there is a lot out there! Maybe look at union apprenticeships that will let you work your way through a degree while learning on the job? There’s a lot of options out there and it’s never too late to get more or different education. I do think that it’s pretty important to think about the pathway or pipeline from degree to job and have a good plan or even better a contract or something set up to make sure you’re investing in a stable future for yourself.
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GED is easy to get nowadays. Even online courses even NHU does online stuff.
Will help no judgement…had a few friends find it easier once they had that thing
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Oh! Another thought is to skip the name brand private colleges unless they have the exact program you want and are offering financial assistance. What we are looking for is the whole reason community colleges and state universities exist and it’ll be a lot cheaper, some even have programs where you’re in with other people over 25 and not mixed with younger students, though I actually enjoy the mixed classes I’ve taken back when I was that young and trying to finish my degree at the local community college. I had a bunch of people in their 30/40s in my classes and it was sometimes pretty neat to get the different perspective or watch someone learn something and transform their whole life’s understanding in front of you. I love community colleges honestly, I know they’re different in every state but in New England and New York at least they’re pretty awesome.
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